The Congressional Review Act (CRA) lets Congress and the White House strike down regulatory protections using expedited procedures. So far, President Donald Trump and Republicans in Congress have used the CRA to repeal 14 health, safety, pocketbook and environmental protections as payback to their corporate donors — and we won’t be able to get these safeguards back any time soon. As a result, corporate predators, polluters and profiteers that would have been reined in by these rules are now free to abuse, exploit and discriminate against regular Americans, knowing they won’t be held accountable.

The CRA’s carryover period expired in May, which means that it no longer can be used to repeal Obama-era rules. But it still can be used to strike down regulations finalized during the current administration, safeguards issued by agencies that are still trying to protect the public despite opposition from the White House.

The U.S. House of Representatives is expected to vote on the arbitration rule as early as Tuesday.



Arbitration Rule

Arbitration Rule

The CFPB’s arbitration rule restores consumers’ ability to join together in court to hold banks and lenders accountable when they break the law. Banks and lenders bury terms in the fine print to block consumers from challenging fraud or hidden fees in court. Instead, these “rip-off clauses” force harmed consumers to challenge large corporations one by one in arbitration – a secretive system designed to favor banks and lenders.

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